You can trust us to keep your information secure and provide reliable financial support when you need it most. While this must be confirmed by a Centrelink Income Statement, Cash Train has helped many people with Centrelink loans. Cash Train’s primary requirement for a loan is proof of income – which includes regular Centrelink payments. With that said, Cash Train can still provide an instalment loan to consumers with poor credit scores as long as they meet other eligibility requirements. Unlike big banks, we look at your overall financial situation and your ability to comfortably repay your loan.
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Your loan repayments will be set up automatically through direct debit, so the money will be transferred from your bank account to us on the agreed dates. Since we already have your information on file, we’ll often just need the reason for your new loan, the amount you want to borrow and confirmation that your circumstances haven’t changed. If you’re borrowing with us again, you could also benefit from a faster borrowing process. As long as you can meet your loan repayments, and the loan that we can offer, meets your requirements and objectives, and that you can afford the higher amount.
When you are ready to get started, head over to our quick loans page and apply now. You can also choose to collect your cash from one of our branches. If you’re eligible, you’ll receive a conditional loan offer that outlines the terms of your loan. Our priority is ensuring your loan is affordable and suitable for you. Yes, as a responsible lender we are required by law to review your latest 90 days’ worth of bank transactions. This is to make sure that you are happy with the loan amount and repayment terms.
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Potentially; as your trust rating improves, it may be possible to borrow more money with your next personal loan. The majority of our loan types are considered Cash Loans and are designed for borrowing smaller amounts ranging from $200 to $2,000. Cash Train provides a range of loan options to help you find the most suitable loan for your needs.
